FinanSecure — Politique de Confidentialité

FinanSecure ("we", "our", "the company") is committed to protecting the confidentiality and security of personal data of its users and clients ("you"), in accordance with the General Data Protection Regulation (GDPR) and applicable data protection laws in the European Union.

Introduction

This privacy policy describes how FinanSecure collects, uses, stores and protects your personal data when you use our website, our financing services, or when you contact us by any other means.

By submitting a financing request or using our services, you accept the practices described in this document. If you do not accept these terms, we invite you not to use our services.

Data we collect

As part of the study and processing of your financing request, we collect the following categories of data:

Identity data: last name, first name, date of birth, nationality, copy of ID document.
Contact data: email address, phone number, postal address.
Financial data: income, monthly expenses, bank statements, professional situation, credit history.
Connection data: IP address, browser type, pages visited, session duration (via cookies).
Supporting documents: pay slips, proof of address, quotes or contracts related to your financing project.

We only collect data strictly necessary for the study of your file. No unnecessary information will be requested from you.

Use of your data

Your personal data is used exclusively for the following purposes:

Purpose	Legal basis
Study and processing of your financing request	Contract execution
Identity verification and anti-fraud	Legal obligation
Communication regarding your file	Legitimate interest
Improvement of our services and anonymized statistics	Legitimate interest
Sending marketing communications (newsletter)	Consent

Sharing with third parties

FinanSecure never sells your personal data to third parties. Your information may nevertheless be shared in the following cases:

Financial partners: partner banks or financing organizations, only as part of the study of your credit file.
Technical service providers: hosting providers, email sending tools, payment solutions, subject to strict confidentiality clauses.
Competent authorities: in case of legal, judicial or regulatory obligation (anti-money laundering, fraud).

All our partners and service providers are contractually required to maintain a level of data protection equivalent to GDPR.

Retention period

Your data is kept for the duration necessary for the purposes for which it was collected:

Unsuccessful application file: kept for 12 months maximum, then deleted or anonymized.
Active client file (ongoing loan): kept for the entire duration of the contract, plus the legal prescription period (generally 5 years after the end of the contract).
Accounting and tax data: kept for 10 years in accordance with legal obligations.
Marketing data (newsletter): kept until you unsubscribe or after 3 years of inactivity.

Data security

FinanSecure implements appropriate technical and organizational measures to protect your data against unauthorized access, loss, disclosure or alteration:

SSL/TLS encryption

All communications between your browser and our servers are encrypted.

Secure storage

Your data is hosted on secure servers located in the European Union.

Restricted access

Only authorized employees can access your data, according to the principle of need-to-know.

Regular audits

Security checks are performed periodically on our information systems.

Cookies and trackers

Our website uses cookies to improve your browsing experience. Here are the categories of cookies used:

Type	Purpose	Duration
Essential cookies	Website operation (navigation, security)	Session
Analytical cookies	Anonymized traffic statistics	13 months max.
Marketing cookies	Advertising personalization (with consent)	13 months max.

You can manage your cookie preferences at any time via the banner provided for this purpose or through your browser settings.

Your rights (GDPR)

In accordance with the GDPR, you have the following rights concerning your personal data:

Right of access

Obtain a copy of the data we hold about you.

Right to rectification

Correct inaccurate or incomplete data.

Right to erasure

Request the deletion of your data, subject to legal obligations.

Right to restriction

Limit the processing of your data in certain cases.

Right to data portability

Receive your data in a structured and reusable format.

Right to object

Object to processing based on legitimate interest or marketing.

To exercise any of these rights, contact our Data Protection Officer at dpo@finansecure.space. We will respond to your request within a maximum of one month. You also have the right to lodge a complaint with the competent supervisory authority in your country of residence.

Protection of minors

Our financing services are reserved for adults (18 years minimum). We do not knowingly collect data concerning minors. If you believe that a minor has provided us with personal data, please contact us immediately so that we can proceed with its deletion.

Changes to this policy

FinanSecure reserves the right to modify this privacy policy at any time, notably to comply with regulatory developments. Any substantial modification will be notified to you by email or via an information banner on the website. The date of the last update is at the top of this page.

Contact us

For any questions relating to this privacy policy or the processing of your personal data, you can contact us:

By email: services@finansecure.online
By phone: +36 70 534 5173
By post: FinanSecure — Data Protection Officer, Semerteichstraße 37, 44141 Dortmund, Germany

A question about your data?

Our team is available to answer any questions regarding the confidentiality and protection of your personal information.

Privacy policy